Why Frank Is More Advanced Than ChatGPT for Financial Advice
AI is everywhere, from answering trivia to drafting emails, and tools like ChatGPT have shown just how helpful large language models (LLMs) can be. But when it comes to personalized financial advice, general-purpose AI hits a wall because it doesn’t know your actual financial life. Ask it whether you can afford to buy a home, how much you should save for retirement, or whether a Roth conversion makes sense this year, and it will give you broad, generic answers.
That’s where Frank comes in. Built specifically for financial decision-making, Frank is an AI financial advisor that goes far beyond what ChatGPT can do. He’s not here to talk about money in general terms—he’s here to help you make the best decisions for your financial life.
Frank vs. ChatGPT for Financial Advice
Because ChatGPT doesn’t know the intricacies of your financial situation, it can only give you general suggestions. Frank is different. He can access your actual financial data, including your income, spending, goals, and even your tax situation. That means every recommendation is based on real numbers, not hypotheticals. He’s running real-time calculations, checking against IRS rules, retirement regulations, and investment strategies to deliver financial advice that’s tailor-made for you.
Why Purpose-Built AI Wins
Frank is built on experience. His core intelligence is powered by a proprietary language model trained on insights from over 5,000 hours of real coaching from SmartPath, our sister company, which has helped thousands of everyday people navigate their finances. This means that Frank doesn't just give textbook advice. He understands how real people talk about their money. From first-time homebuyers to parents juggling college savings and retirement, Frank has seen it all and learned from it.
Frank is Custom Built With Compliance Guardrails
Unlike general AI tools, Frank also runs every recommendation through a multi-step validation process to ensure it’s compliant, legal, and aligned with fiduciary best practices. That’s something ChatGPT simply isn’t built to do. So while ChatGPT can talk about financial concepts, only Frank can look at your actual financial life and say, “Here’s what you should do next and why.”
Want to see the difference for yourself? Schedule a call with our CEO to learn why Frank isn’t just another AI tool. It’s the smartest way to get financial advice that actually fits you.
Frank is an AI-powered service provided by SmartPath Advisors, LLC, an investment adviser registered with the U.S. SEC. Registration does not imply a certain level of skill or training. This content is shown for educational purposes only.
