Frank Is More Than a Fintech Tool—He’s a Proactive Financial Advisor

Most DIY finance tools are just that: tools. You log in, poke around, maybe check a few balances, and then...nothing. No proactive insights. No follow-up. No real guidance unless you go looking for it.

Frank is different. He’s not a passive dashboard. He’s a proactive, always-on advisor designed to help you see what matters in your financial life before you even know to ask. He doesn’t wait for you to ask the perfect question. He spots the pattern and brings the advice to you.

All Accounts. One Place.

Frank pulls in data from your checking, savings, investment, retirement, and loan accounts to give you a single, cohesive view of your financial health. No more piecing together your net worth in spreadsheets or logging into six different portals. With your permission, Frank keeps all your accounts connected and up to date, so every recommendation is grounded in your full picture, not just a slice of it.

Frank’s Take: Proactive Guidance

Here’s where Frank goes beyond the typical fintech tool. Instead of leaving you to interpret a pile of data, Frank gives you “Frank’s Take”—a proactive summary of what’s more important right now. He highlights opportunities, flags potential risks, and points out areas worth your attention. The goal isn’t to overwhelm you with every detail, but to surface the priorities that matter most for your financial life.

Conversations That Go Deeper

Frank doesn’t just react to questions, he builds on them. If you ask about paying off debt, he may also point out that your emergency fund is running low. If you’re considering a Roth conversion, he’ll factor in your recent raise and show how your new tax bracket changes the picture.

The result is a smarter, more adaptive conversation that not only answers your question but also brings up what you might not have thought to ask.

You Don’t Have to Know What to Ask

Most people don’t wake up knowing they need to “optimize their asset location strategy” or “rebalance based on sequence-of-returns risk.” That’s Frank’s job. He sees the blind spots, runs the math, and raises the flag before it becomes a problem.

This isn’t DIY finance. This is adaptive finance.