Let Frank Keep Track of Your Money
Frank is a financial monitoring app from SmartPath, designed for busy people who feel overwhelmed by the complexity of their finances. He continuously monitors your accounts to check for risks, overlooked opportunities, and important deadlines, so you can rest easy, knowing your money is safe.

One Complete Financial Watch List
Think of Frank like your financial guardian angel. He keeps an eye on everything, from little details to big risks, so you know your money is safe and you’re making the most of every opportunity.
Everyday activities and decisions that affect your financial stability.
Frank monitors things like:
Idle cash • Duplicate subscriptions • Bank and card fees • Upcoming payments • Credit utilization • Emergency savings
Decisions that come with raising children, caring for aging parents, and planning for the future.
Frank monitors things like:
529 opportunities • FAFSA deadlines • PMI removal • Property tax appeals • Insurance renewals • Estate planning
Ensure your investment and retirement accounts are working toward your long-term goals.
Frank monitors things like:
High investment fees • Forgotten 401(k)s • Retirement readiness • Employer matching • Asset allocation • Beneficiary updates
Exclusive Pricing for Lumen
As a member of Lumen’s pilot group, you can get Frank for just $12 a year. Click the button below or use promo code LUMEN at checkout to receive this special offer.
$12
For 12 months!
$1
per month
Then $10 per month until you cancel.
Get Frank. Get Peace of Mind.
We’re confident Frank will find ways to safeguard your money. That’s why your subscription is backed by a
no-questions-asked refund guarantee, even after your 30-day free trial ends.
Frequently Asked Questions
How are Frank and SmartPath connected?
Frank is a financial monitoring app from SmartPath, Inc. (“SmartPath”). It continuously monitors your finances and alerts you to potential risks, overlooked opportunities, and important deadlines, helping you stay on top of the financial details that are easy to miss.
SmartPath has spent more than 16 years helping more than 1 million people with their finances through workplace financial wellness programs. While SmartPath primarily works with employers and organizations, Frank is available directly to individuals and is also offered as a voluntary benefit, either paid for by the employee or sponsored by the employer.
What if I decide Frank isn’t for me?
We want you to love Frank as much as we do, but we get that he won’t be the right fit for everyone. Frank includes a 30-day free trial, so you can try it before paying. If you don’t cancel before the trial ends, your subscription will begin automatically. After that, if you're not satisfied with your Frank experience for any reason, we’ll be happy to provide a full refund.
Do I need to download an app to use Frank?
No download needed. Frank is fully web-based and mobile-optimized, so you can use it anywhere, anytime, from any internet-connected device.
Is my data secure?
Yes, since Frank’s inception, security has always been top of mind. Our parent company, SmartPath, Inc., has been SOC2 Type 2 certified for 5 years and counting.
Your data is secured with 256-bit encryption, both when it’s saved in our system and when it moves between your device(s) and our platform. We’re committed to maintaining best security practices across our organization, and will schedule our first SOC2 audit for Frank in mid 2026.
Do you share my data with anyone?
We only share your data with trusted service providers that help us run Frank (e.g., the technology partners who power our platform). We never sell your data or share it with advertisers like Meta or Google.
Because Frank is a paid product, your data isn’t “the product.” For full details, see our Privacy Policy.